Homebuyer Counseling

GLCAP can assist and educate potential homebuyers with credit concerns, budgeting and savings, fair housing, steps in the home buying process and successful home ownership.

Contact:
800-775-9767

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Support for Home Buyers

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Housing Counseling programs at Great Lakes Community Action Partnership provide free, comprehensive services for home buyers, homeowners and renters. Services are available to Erie, Huron, Ottawa, Richland, Sandusky, Seneca and Wood County residents. GLCAP is a HUD-approved counseling agency.

Counselors educate potential homebuyers on:

• Building a household budget
• Understanding credit
• Determining your affordability
• Getting a mortgage loan
• Shopping for a home
• How to build equity in your home

After purchase, we can provide one-on-one and group counseling for new homeowners to cover topics such as mortgage loan terms, property maintenance, home repair, and grant and loan assistance.

Additional services:

Foreclosure prevention

Should homeowners need assistance to resolve or prevent mortgage delinquency, we provide one-on-one counseling to cover debt restructuring, reinstatement plans, loan forbearance, and household finance management. Counseling also includes direct negotiation with the lender with the goal of preventing foreclosure.

Rental counseling

For renters, we offer one-on-one or group counseling on landlord and tenant rights, lease education, budgeting and renter responsibilities. Housing education classes are available to anyone interested in learning about the home buying process.